Low or No Credit Mortgages

No or Low Credit Loans:

NACA: Credit Score Not Considered, Below Market Rates in Some Cases, No Down Payment, No Closing Costs, But w Restrictions & a Long Process

USDA Direct Loans (Rural Areas)

No Credit Loans:

Churchill Mortgage: Traditional No Credit Loans

Guild Mortgage: Traditional No Credit Loans

Novus Home Mortgage: Traditional & Foreigner No Credit Loans

HSBC: No US Credit Loans for Foreigners

Chase: No US Credit Loans for Foreigners

ICBC: No US Credit Loans for Foreigners

Low Credit Loans:

5 Confirmed Sub 580 Credit Score Lenders

580+ Scores

580+ USDA Loans

620+ Conventional Loans

Post Bankruptcy, Foreclosure, Short Sale Lenders (Including Day After)

Additional Information:

Typical Impact of Low Credit on Mortgage Payments & Total Interest Paid on Conventional Loan (As Much as 25% Higher Interest Rates):

Assistance to Boost Your Credit

Related:

• Renting When You Have Low Credit or Eviction History

• 10+ Types of No Down Payment Required Mortgages

• Mortgage Lender Recommendations

• What do Buyers Need to Purchase a Home?

• Long-Term Financial Preparations for a Home Purchase

• Where Can I Get My Free Credit Score?

• Credit's Impact and How to Build it

• Credit Boosting Meeting with Adam 

• Immigrant Housing Recommendations

  
  

About the Author: Adam Garrett - 3rd Generation REALTOR®

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